To me, it's overpaying a 2010 free agent whose team will not want to lose that player for nothing. Now, that's a mouthful, but here's my thinking:
Take Carlos Boozer. He's not worth a max. contract. But, he probably thinks he's worth it. The Pistons don't have cap space and other teams do. So, if the Pistons were to want him, they would have to outbid those other teams (Miami, for example). But, they can only do this if Utah wants to make sure they don't lose Boozer for nothing (and don't want to offer him a max. contract themselves).
A trade I suggested on another thread would have Rip, Tayshaun and Jason Maxiell going to Utah for Carlos Boozer (at a max. contract) and Andrei Kirielenko.
Utah would get three players that won't buckle under Jerry Sloan's tough coaching. With Deron Williams, they'd have a formidable 1-2-3. Granted, a Milsap, Okur, Maxiell frontcourt rotation is definitely a step down.
Boozer would get a max. contract.
The Pistons would have to overpay for his services, but would gain fiscal sanity going into the 2011 off-season once AK-47's contract comes off the books. And they'd have a young core of players including: Stuckey, Bynum, Gordon, Daye, Jerebko, Summers, Boozer, Villanueva and whoever they get in the draft.
Any other players fit the bill?